Happy Friday! I decided to turn Give Us Free into a weekly Friday roundup of my $Free.99 (or really deeply discounted) finds. No job, waning income, and finite savings are no reasons to be on the sick and shut-in list. Bump that. Admittedly these deals and steals are not yielding epic savings. I could easily pay … Continue reading Give Us Free Fridays – Fitness, Food, and Some Fun
I have three more full paychecks coming my way before my employer and I part ways in November. After those I will receive a final check for a partial pay period, cashed out vacation, and severance, which will need to take me through the end of the year. Normally my income is variable, the bulk … Continue reading Choose Wisely – Budgeting The Last Paycheck Before Unemployment
As of today I have $31,341.30 in student loan debt. Like most people in the throes of paying off their loans, I want it to go away. Yesterday. Every month when that Mohela notification shows up in my inbox I just want to I will readily admit that my debt burden is light. I have … Continue reading Cheaper To Keep Her? Should I Refinance My Student Loan?
My trip back home was lovely! Thank you for asking. I split my time between Brooklyn and upstate NY, hung out with my family, embarrassed my cousins at a high school football game, went to an art show, did an 80s workout, and told my childhood best friend to stop getting tax refunds. I even … Continue reading Vacation Penny Pinching – Post Mortem
One of the most common pieces of personal finance advice is to save three to six months of living expenses in case of an emergency like illness, job loss, accidents, or disasters. As many people know, it’s easier said than done. It can often take a couple of years to build that type of cash … Continue reading Six Month Stretch – Making An Emergency Fund Last
Whoever said that you can't get something for nothing is a liar. You most certainly can and I sure did over the last week. Here's rundown of my scores both big and small. Free large 2-topping pizza ($11.05) - I signed up for a mystery shopping job to evaluate Papa John's carryout service. Not only … Continue reading Give Us Free
Last week I got the virtual equivalent of being told to come to the boss’s office, shut the door and have a seat, looking over to my left and seeing the watchful eye of HR. It came in the form of a prioritized meeting on my calendar and a Skype call, but the effect was … Continue reading Thinkin’ of a Masterplan
My flight to the happiest place on earth leaves in a little over four hours and I have yet to even think of packing. Yes, I am that person. I am doing something productive though. I am figuring out how to be in New York for four days without spending every dollar in my checking … Continue reading Vacation Penny Pinching
I love personal finance. I love the idea of ownership, passive income, and building wealth. I've read Rich Dad Poor Dad, watched Dave Ramsey videos, and plotted my path to becoming a millionaire sooner rather than later. I also like to see how others manage their money. I often go down YouTube rabbit holes with … Continue reading I’m Different, Yeah I’m Different
"How did you do that?" I'm always asked this question whenever I tell someone about a sweet deal that I've received. It could be two months of interest payments refunded on my credit card, an extra month or two to pay a bill without fees, or being a 30-something year old flower girl in a … Continue reading Grand Opening
Open Mouths Get Fed 