Last night after three hours of Shondaland I hopped onto my laptop and fell down a personal finance rabbit hole. It started with the latest post on Bitches Get Riches and ended when I fell asleep reading about price/earnings ratios on Investopia while watching the Big Short on Netflix. How did I go from reading an essay … Continue reading No Dancing Allowed
As 2017 rambles to a close I know that many people are looking forward to the most wonderful time of the year. No, I am not talking about or or . Those holidays ain't got nothing on People walk into H&R Block with their W-2 and come out like A February 2015 IRS news release … Continue reading Gimme The Loot – Giving Yourself a Raise
Planning is not my thing. Any time I try to go against this nature and plot out steps, timelines, and milestones I get bored, distracted, or over it and abandon the plan halfway to completion. Wait, is that why it's so hard for me to stick to a budget? I have a tendency to get … Continue reading Pass the Assets on the Left Hand Side – You Do Need an Estate Plan
Yesterday I did something that I haven't done in over a month. I woke up at 6:00 a.m., got dressed, and went to the office. Okay, let me stop lying. I haven't done that in months. Even when I had a job my mornings consisted of rolling out of bed around 7:59, scratching my ass, … Continue reading Second Thoughts – Tax Free Retirement
Yes, I know that it's Saturday but accuracy is the enemy of alliteration so... This was a week of unexpected treasures as other people's folly turned into my gain. My freebies ran the gamut from food to health and wellness. Let's dive in. Free bread at Jimmy John's - After a week off I went … Continue reading Give Us Free Fridays – Feed Me, Teach Me, Heal Me
From January 2010 until September 2012 I was 100% debt free. No mortgage, no car note, no student loans, no credit cards, no IOUs, nothing. It was the first time since 1998 that I didn't owe anybody anything. I will not give you the impression that I budgeted, brought in extra income, and cut back … Continue reading You Ain’t Got to Be Rich, But You Do Need Wealth
My mother had the biggest crush on Harrison Ford in the 1980s, so big that this poster hung in our home for years. I have to admit that I admire mom because she did not allow motherhood to keep her from getting what she wanted out of life. In 1984 what she wanted was to … Continue reading Just In Cases – You Do Need Life Insurance
When I was 17 I decided to become a vegetarian. The decision was made on a whim without consideration of the fact that I did not eat vegetables unless they were really a red fruit pureed into a sauce with spices, spread over dough and topped with mozzarella. Why did I hate vegetables so much? … Continue reading Wasted – I Threw $1000 in the Trash
I am often asked about my personal financial management. Amongst my friends and family I am known to be the one who is "good with money," so it is often assumed that I am a diligent money manager. What most don't know is that this perception is the furthest thing from the truth. I stopped … Continue reading Teach Me How To Budget
I've been lazy this week. Most of my activity has consisted of walking from my bed to my couch to my kitchen to my couch to my bed. I wake up, contemplate productivity then come to a realization. So this week there was no mystery shopping or Jimmy John's runs. Plus I'm still working my … Continue reading Give Us Free Fridays – The Lazy Edition
Open Mouths Get Fed 