My Way – Home ownership Part 2

One of the cardinal rules of personal finance is to avoid lifestyle creep. That means that as your income increases your cost of living should not. So if you make $60,000/year and at your annual review you're awarded a 5% raise, conventional wisdom states that instead of upgrading your lifestyle with that extra $250/month (i.e. … Continue reading My Way – Home ownership Part 2

Is It Worth It? Home Ownership (Part 1)

Upon graduating from business school in June of 2014 I had yet to find a job. My lease was up, I had no income, and my savings were dwindling. I sublet my classmates' apartments a month at a time thus giving myself shelter and relieving them of the burden of paying rent while they climbed … Continue reading Is It Worth It? Home Ownership (Part 1)

No Dancing Allowed

Last night after three hours of Shondaland I hopped onto my laptop and fell down a personal finance rabbit hole. It started with the latest post on Bitches Get Riches and ended when I fell asleep reading about price/earnings ratios on Investopia while watching the Big Short on Netflix. How did I go from reading an essay … Continue reading No Dancing Allowed

Pass the Assets on the Left Hand Side – You Do Need an Estate Plan

Planning is not my thing. Any time I try to go against this nature and plot out steps, timelines, and milestones I get bored, distracted, or over it and abandon the plan halfway to completion. Wait, is that why it's so hard for me to stick to a budget? I have a tendency to get … Continue reading Pass the Assets on the Left Hand Side – You Do Need an Estate Plan

Give Us Free Fridays – Feed Me, Teach Me, Heal Me

Yes, I know that it's Saturday but accuracy is the enemy of alliteration so... This was a week of unexpected treasures as other people's folly turned into my gain. My freebies ran the gamut from food to health and wellness. Let's dive in. Free bread at Jimmy John's - After a week off I went … Continue reading Give Us Free Fridays – Feed Me, Teach Me, Heal Me

You Ain’t Got to Be Rich, But You Do Need Wealth

From January 2010 until September 2012 I was 100% debt free. No mortgage, no car note, no student loans, no credit cards, no IOUs, nothing. It was the first time since 1998 that I didn't owe anybody anything. I will not give you the impression that I budgeted, brought in extra income, and cut back … Continue reading You Ain’t Got to Be Rich, But You Do Need Wealth