Can’t Stop Won’t Stop – Why I Continue to Overpay My Student Loan While I Don’t Have Income

Student loan forbearance is totally a thing. Here's why it's not my thing.

Woman of Mystery

Disclosure: This post contains referral links. I may receive compensation if you choose to utilize the link and generate sales for the merchant. ____________________________________________________________________________________________ Like most things I get myself into, the internet told me to do it. Last year In 2016 I was hanging out on my favorite online forum. I had recently been … Continue reading Woman of Mystery →

What About Your Friends? Caviar Friendships With a Tuna Fish Budget

All my life I have been blessed to go to the best schools. While much of their childrearing was haphazard at best (Purple Rain should not be your three year old daughter's favorite movie), my parents were deliberate in the choices they made for their children's education. Not only did they move from a hood … Continue reading What About Your Friends? Caviar Friendships With a Tuna Fish Budget →

All Hide No Seek – You Don’t Have to Budget

As the days of 2017 wane so does the remainder of my severance pay. My goal was to not touch the six months of take home income I'd saved until January 2018. Thanks to the first budget I've ever been able to stick to, I can say, "Mission accomplished," and with a little help from … Continue reading All Hide No Seek – You Don’t Have to Budget →

Know Thyself – Why I am Scared To Travel Hack

Travel hacking is the easiest road to cheap flights, so why am I not doing it.

Last Christmas vs This Christmas

I hate turning on the radio after Thanksgiving every year. Without fail damn near every station is playing Christmas music. "Rocking Around the Christmas Tree" makes my ears bleed. "A Holly Jolly Christmas" induces digestive pyrotechnics. "I Saw Mommy Kissing Santa Claus" makes me want to end it all. I swear I am not a … Continue reading Last Christmas vs This Christmas →

Paying Bills =/= A Budget

I had no plan for my money when I bought my condo, signed up for my cell phone plan, took on student loans, and committed to all of my financial obligations. Now that I want to tell my money where to go, I'm finding that it already has a lot of other places to be.

Teach Me How To Budget

I am often asked about my personal financial management. Amongst my friends and family I am known to be the one who is "good with money," so it is often assumed that I am a diligent money manager. What most don't know is that this perception is the furthest thing from the truth. I stopped … Continue reading Teach Me How To Budget →

Choose Wisely – Budgeting The Last Paycheck Before Unemployment

I have three more full paychecks coming my way before my employer and I part ways in November. After those I will receive a final check for a partial pay period, cashed out vacation, and severance, which will need to take me through the end of the year. Normally my income is variable, the bulk … Continue reading Choose Wisely – Budgeting The Last Paycheck Before Unemployment →

Cheaper To Keep Her? Should I Refinance My Student Loan?

As of today I have $31,341.30 in student loan debt. Like most people in the throes of paying off their loans, I want it to go away. Yesterday. Every month when that Mohela notification shows up in my inbox I just want to I will readily admit that my debt burden is light. I have … Continue reading Cheaper To Keep Her? Should I Refinance My Student Loan? →