Math Vs The Mind – The Low Interest Debt Conundrum

Last week my final student loan payment of 2017 cleared, bringing the total amount paid this year to over $15,300. That's not bad considering that SoFi only required me to pay $4697. Then again looking at that $15K in the context of a $110K take home income and approximately $42K loan balance at the beginning … Continue reading Math Vs The Mind – The Low Interest Debt Conundrum

I-N-D-E-P-E-N-D-E-N-T Do you know what that mean? – The Ultimate Guide to Financial Independence

From 1996 to 2010 on any given Friday or Saturday night I could likely be found face down, ass up and bouncing that thang at either someone's basement house party, a university's student union, a frat house, or a nightclub. While the soundtrack to my struggle twerk mostly consisted of borderline to blatant misogyny in … Continue reading I-N-D-E-P-E-N-D-E-N-T Do you know what that mean? – The Ultimate Guide to Financial Independence

Is It Worth It? Home Ownership (Part 1)

Upon graduating from business school in June of 2014 I had yet to find a job. My lease was up, I had no income, and my savings were dwindling. I sublet my classmates' apartments a month at a time thus giving myself shelter and relieving them of the burden of paying rent while they climbed … Continue reading Is It Worth It? Home Ownership (Part 1)

No Dancing Allowed

Last night after three hours of Shondaland I hopped onto my laptop and fell down a personal finance rabbit hole. It started with the latest post on Bitches Get Riches and ended when I fell asleep reading about price/earnings ratios on Investopia while watching the Big Short on Netflix. How did I go from reading an essay … Continue reading No Dancing Allowed

You Ain’t Got to Be Rich, But You Do Need Wealth

From January 2010 until September 2012 I was 100% debt free. No mortgage, no car note, no student loans, no credit cards, no IOUs, nothing. It was the first time since 1998 that I didn't owe anybody anything. I will not give you the impression that I budgeted, brought in extra income, and cut back … Continue reading You Ain’t Got to Be Rich, But You Do Need Wealth