Last week my final student loan payment of 2017 cleared, bringing the total amount paid this year to over $15,300. That's not bad considering that SoFi only required me to pay $4697. Then again looking at that $15K in the context of a $110K take home income and approximately $42K loan balance at the beginning … Continue reading Math Vs The Mind – The Low Interest Debt Conundrum
From 1996 to 2010 on any given Friday or Saturday night I could likely be found face down, ass up and bouncing that thang at either someone's basement house party, a university's student union, a frat house, or a nightclub. While the soundtrack to my struggle twerk mostly consisted of borderline to blatant misogyny in … Continue reading I-N-D-E-P-E-N-D-E-N-T Do you know what that mean? – The Ultimate Guide to Financial Independence
Upon graduating from business school in June of 2014 I had yet to find a job. My lease was up, I had no income, and my savings were dwindling. I sublet my classmates' apartments a month at a time thus giving myself shelter and relieving them of the burden of paying rent while they climbed … Continue reading Is It Worth It? Home Ownership (Part 1)
Last night after three hours of Shondaland I hopped onto my laptop and fell down a personal finance rabbit hole. It started with the latest post on Bitches Get Riches and ended when I fell asleep reading about price/earnings ratios on Investopia while watching the Big Short on Netflix. How did I go from reading an essay … Continue reading No Dancing Allowed
Yesterday I did something that I haven't done in over a month. I woke up at 6:00 a.m., got dressed, and went to the office. Okay, let me stop lying. I haven't done that in months. Even when I had a job my mornings consisted of rolling out of bed around 7:59, scratching my ass, … Continue reading Second Thoughts – Tax Free Retirement
From January 2010 until September 2012 I was 100% debt free. No mortgage, no car note, no student loans, no credit cards, no IOUs, nothing. It was the first time since 1998 that I didn't owe anybody anything. I will not give you the impression that I budgeted, brought in extra income, and cut back … Continue reading You Ain’t Got to Be Rich, But You Do Need Wealth
My mother had the biggest crush on Harrison Ford in the 1980s, so big that this poster hung in our home for years. I have to admit that I admire mom because she did not allow motherhood to keep her from getting what she wanted out of life. In 1984 what she wanted was to … Continue reading Just In Cases – You Do Need Life Insurance
Open Mouths Get Fed 