No Dancing Allowed

Last night after three hours of Shondaland I hopped onto my laptop and fell down a personal finance rabbit hole. It started with the latest post on Bitches Get Riches and ended when I fell asleep reading about price/earnings ratios on Investopia while watching the Big Short on Netflix. How did I go from reading an essay … Continue reading No Dancing Allowed

You Ain’t Got to Be Rich, But You Do Need Wealth

From January 2010 until September 2012 I was 100% debt free. No mortgage, no car note, no student loans, no credit cards, no IOUs, nothing. It was the first time since 1998 that I didn't owe anybody anything. I will not give you the impression that I budgeted, brought in extra income, and cut back … Continue reading You Ain’t Got to Be Rich, But You Do Need Wealth

Can We Talk? – Why We Should Discuss Our Finances

I was sitting at my cubicle diligently distracting myself from actual work when I caught my co-worker's conversation on the other side of the cube wall. She was talking to another team member about her goal to save $10,000 every year. More than five years later in that same office, but a different cubicle because , … Continue reading Can We Talk? – Why We Should Discuss Our Finances

The Richest Poor Person In Babylon – When Six Figures Is Not Enough

Money is a taboo topic not to be discussed in polite company. Apparently, my friends and I didn't get the memo. It is inevitable that any time two or more of us get together the conversation will meander into finances. Everything from investments, salaries, student loans, the cost of child rearing, and everything in between … Continue reading The Richest Poor Person In Babylon – When Six Figures Is Not Enough

Vacation Penny Pinching – Post Mortem

My trip back home was lovely! Thank you for asking. I split my time between Brooklyn and upstate NY, hung out with my family, embarrassed my cousins at a high school football game, went to an art show, did an 80s workout, and told my childhood best friend to stop getting tax refunds. I even … Continue reading Vacation Penny Pinching – Post Mortem

Six Month Stretch – Making An Emergency Fund Last

One of the most common pieces of personal finance advice is to save three to six months of living expenses in case of an emergency like illness, job loss, accidents, or disasters. As many people know, it’s easier said than done. It can often take a couple of years to build that type of cash … Continue reading Six Month Stretch – Making An Emergency Fund Last