Wasted – I Threw $1000 in the Trash

When I was 17 I decided to become a vegetarian. The decision was made on a whim without consideration of the fact that I did not eat vegetables unless they were really a red fruit pureed into a sauce with spices, spread over dough and topped with mozzarella. Why did I hate vegetables so much? … Continue reading Wasted – I Threw $1000 in the Trash

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Teach Me How To Budget

I am often asked about my personal financial management. Amongst my friends and family I am known to be the one who is "good with money," so it is often assumed that I am a diligent money manager. What most don't know is that this perception is the furthest thing from the truth. I stopped … Continue reading Teach Me How To Budget

Give Us Free Fridays – The Lazy Edition

I've been lazy this week. Most of my activity has consisted of walking from my bed to my couch to my kitchen to my couch to my bed. I wake up, contemplate productivity then come to a realization. So this week there was no mystery shopping or Jimmy John's runs. Plus I'm still working my … Continue reading Give Us Free Fridays – The Lazy Edition

Can We Talk? – Why We Should Discuss Our Finances

I was sitting at my cubicle diligently distracting myself from actual work when I caught my co-worker's conversation on the other side of the cube wall. She was talking to another team member about her goal to save $10,000 every year. More than five years later in that same office, but a different cubicle because, … Continue reading Can We Talk? – Why We Should Discuss Our Finances

Choose Wisely – Budgeting The Last Paycheck Before Unemployment

I have three more full paychecks coming my way before my employer and I part ways in November. After those I will receive a final check for a partial pay period, cashed out vacation, and severance, which will need to take me through the end of the year. Normally my income is variable, the bulk … Continue reading Choose Wisely – Budgeting The Last Paycheck Before Unemployment

Cheaper To Keep Her? Should I Refinance My Student Loan?

As of today I have $31,341.30 in student loan debt. Like most people in the throes of paying off their loans, I want it to go away. Yesterday. Every month when that Mohela notification shows up in my inbox I just want to I will readily admit that my debt burden is light. I have … Continue reading Cheaper To Keep Her? Should I Refinance My Student Loan?

Vacation Penny Pinching – Post Mortem

My trip back home was lovely! Thank you for asking. I split my time between Brooklyn and upstate NY, hung out with my family, embarrassed my cousins at a high school football game, went to an art show, did an 80s workout, and told my childhood best friend to stop getting tax refunds. I even … Continue reading Vacation Penny Pinching – Post Mortem

Six Month Stretch – Making An Emergency Fund Last

One of the most common pieces of personal finance advice is to save three to six months of living expenses in case of an emergency like illness, job loss, accidents, or disasters. As many people know, it’s easier said than done. It can often take a couple of years to build that type of cash … Continue reading Six Month Stretch – Making An Emergency Fund Last